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I feel like I’ve seen these facts demonstrated in real life on hundreds of occasions, but it’s great to see some solid research backing it up. The paper published by Will Dobbie of Harvard University and Jae Song with the Social Security Administration looks at the lives of Debtors who were in the midst of […]

When I was in law school, I had NO thought that I would ever practice bankruptcy law for a living. To be honest, I thought my class on bankruptcy was pretty boring, and I didn’t connect with it. But over the course of the last several years, while helping thousands of individuals and married couples […]

I’ve found over the years that if folks know they need to file bankruptcy, and have learned a little about their options, they usually want or hope to file a chapter 7, or “straight bankruptcy.” After all, chapter 7 means you don’t have to make any more payments on your dischargeable debts. Why would you […]