Will I Lose My Tax Refund if I File for Bankruptcy?
https://youtu.be/yTh5n6XiJ0U
With 2018 upon us, we’re within just a few weeks of being able to file our 2017 tax returns – which may mean a big tax refund! For many of my bankruptcy clients, tax refund season is an important...
Will I Lose My Tax Refund if I File for Bankruptcy? Continue reading…
Should I File My Bankruptcy Case ASAP or Wait?
If you’re struggling financially as a result of the COVID-19 pandemic and considering bankruptcy, you may be wondering whether you should file soon or wait to file. The answer is that whether to file sooner or later depends on your circumstances, but regardless, if you are worried about your debts and ability...
Should I File My Bankruptcy Case ASAP or Wait? Continue reading…
Andrew Talks with Neil Howe about COVID-19 and How Bankruptcy Could Help
Earlier this month I had an opportunity to talk with Neil Howe of the Business Innovators Radio Network about the financial fallout of COVID-19 and some options for folks affected by layoffs and business closures, including chapter 7 or 13 bankruptcy.
If you’re wondering whether bankruptcy may help you...
Andrew Talks with Neil Howe about COVID-19 and How Bankruptcy Could Help Continue reading…
Can I Keep My COVID-19 Stimulus Payment if I File Bankruptcy
If you live on Earth and have not been in a coma recently, you’ve probably been overwhelmed by bad news related to the coronavirus and the brutal economic fallout caused by weeks of business shutdowns. But there is some good news contained in the CARES Act, passed by congress and signed into...
Can I Keep My COVID-19 Stimulus Payment if I File Bankruptcy Continue reading…
Can I Borrow Money Before I File Bankruptcy?
Sometimes folks considering filing bankruptcy are in an incredibly tight financial spot, and ask me if they can continue borrowing money before they file for bankruptcy relief. The short answer is “not usually, no”, but it gets a bit more complicated than that, depending on the person’s needs, the type of debt...
Can I Borrow Money Before I File Bankruptcy? Continue reading…
Do I Have to File My Tax Returns Before I File Bankruptcy?
After working with folks going through financial struggles for nearly 10 years, I’ve come to learn that when people start falling behind on their bills, or when they go through a terrible illness, job loss, or other mentally trying experience, they are often struggling to keep up life’s other requirements. That includes...
Do I Have to File My Tax Returns Before I File Bankruptcy? Continue reading…
What Happens After I File a Chapter 13 Bankruptcy Plan, Part 2
https://youtu.be/2cOftd24lMk
Last time, I talked a little about the chapter 13 bankruptcy process, from filing your case to getting your repayment plan approved – or “confirmed” – by the bankruptcy court. This part of your chapter...
What Happens After I File a Chapter 13 Bankruptcy Plan, Part 2 Continue reading…
What Happens After I File a Chapter 13 Bankruptcy Plan, Part 1
https://youtu.be/PBuSN2JtHME
Preparing a well-filed bankruptcy usually takes a lot of work for both the Debtor and their attorney. But if you file for chapter 7 relief, most of the work is generally done once the complete case is filed and...
What Happens After I File a Chapter 13 Bankruptcy Plan, Part 1 Continue reading…
What Are My Options if a Creditor Harrasses Me to Pay a Debt after I File Bankruptcy?
https://youtu.be/x676mvgMV_8
Sure, people rarely want to file for bankruptcy relief, but if you’re drowning in debt, bankruptcy can be a wonderful solution to your financial struggles. One of the greatest aspects of bankruptcy protection is the “automatic stay” which kicks in the...
What Are My Options if a Creditor Harrasses Me to Pay a Debt after I File Bankruptcy? Continue reading…
The Bankruptcy Process: From your Initial Consultation to Case Filing
https://youtu.be/wmFDEbXWmuI
Our blog post last week focused on the emergency bankruptcy filing – typically any case filed less than a week after first meeting to discuss your financial situation. Since you should generally only consider an emergency bankruptcy filing as...
The Bankruptcy Process: From your Initial Consultation to Case Filing Continue reading…
What is an Emergency Bankruptcy Filing and When is an Emergency Filing a Good Idea?
https://youtu.be/Ab-JeDQQ_Zc
Here’s a common problem a bankruptcy attorney encounters regularly: A potential client comes in and desperately needs relief from her debts, but is also losing 25% of her paycheck to a creditor who received a judgment against her and...
What is an Emergency Bankruptcy Filing and When is an Emergency Filing a Good Idea? Continue reading…
Do I Have to Pay My HOA Dues After I file Chapter 7 Bankruptcy?
While the idea of a Homeowners’ Association (HOA) doesn’t appeal to everyone, for some folks in the Denver metro Area, especially in suburbs like Highlands Ranch and Parker, these associations help ensure every house and yard in a neighborhood is kept up to the community’s standard, and keep up common areas such...
Do I Have to Pay My HOA Dues After I file Chapter 7 Bankruptcy? Continue reading…